Finance support for the way your work really runs.
Different operating models create different accounting pressure points. Siza Ledger helps founders, operators, professionals and teams keep the finance layer structured, compliant and useful.
How we support each sector in practice.
Every sector carries its own pressure points. Here is where the numbers usually get tricky, what we take off your plate, and the tools we tend to work in.
E-commerce
Online retail lives and dies on margin, so the numbers behind every channel have to stay clean.
Where it gets tricky
- Stock and cost of goods across many SKUs
- Platform and payment-gateway fees eroding margin
- High transaction volumes to reconcile
- Returns, refunds and chargebacks
- VAT on local and cross-border sales
What we handle
- Daily and weekly reconciliation across store and gateways
- Gross margin reporting by channel and product
- Payout reconciliation and fee tracking
- Inventory-aware bookkeeping
- VAT returns and cash-flow view
Typical software
Construction and property
Project-based work needs costing that holds up from quote to final account.
Where it gets tricky
- Lumpy, project-based cash flow
- Retention held back on contracts
- Subcontractor and supplier payments
- Variations and progress billing
- VAT timing on long projects
What we handle
- Job and project costing
- Retention and subcontractor tracking
- Progress invoicing and work in progress
- Management accounts per project
- VAT and provisional tax
Typical software
Hospitality and food
Thin margins mean daily numbers matter as much as the monthly ones.
Where it gets tricky
- Tight margins and constant cost pressure
- POS and daily takings reconciliation
- High staff turnover, tips and overtime
- Supplier cost and stock wastage
- Cash handling and shrinkage
What we handle
- Daily POS to bank reconciliation
- Gross profit and supplier cost tracking
- Payroll with UIF, PAYE and tips
- Stock and wastage reporting
- VAT returns
Typical software
Professionals and consultants
For doctors, lawyers, agencies and consultants, practice income and personal tax are closely linked.
Where it gets tricky
- Work in progress and unbilled time
- Irregular or retainer-based invoicing
- Practice income versus personal tax
- Provisional tax planning
- Expense and drawings discipline
What we handle
- Invoicing and work-in-progress support
- Practice and management accounts
- Provisional and personal tax planning
- Owner remuneration structured within the rules
- Recurring billing reconciliation
Typical software
Growing companies and startups
From first filings to investor-ready records, the finance setup needs to scale with you.
Where it gets tricky
- Catching up on overdue filings
- Investor-ready, reliable records
- Runway and burn visibility
- Founder time spent on admin
- Scaling the finance function
What we handle
- Clean-up and catch-up of records
- Monthly management accounts
- Cash-flow and runway reporting
- CIPC and SARS compliance
- Payroll setup and board or investor packs
Typical software
Useful accounting starts with understanding the work behind the numbers.
These are the sectors where Siza Ledger can bring structure to the everyday finance details that often get messy.
E-commerce
Stock, platform fees, payment gateways, returns and VAT need clean reconciliation before the reports can be trusted.
Discuss e-commerce support 02Construction and property
Project-based cash flow, supplier invoices, retention and subcontractor costs need careful tracking.
Discuss project support 03Hospitality and food
POS reconciliation, payroll, supplier cost and margin pressure need a steady finance rhythm.
Discuss hospitality support 04Professionals and consultants
Practice income, invoicing, WIP, tax planning and reporting need to stay clear without slowing client work down.
Discuss practice support 05Growing companies and startups
From first filings to investor-ready records, the finance setup needs to scale before the pressure arrives.
Discuss growth supportSame professional standard, shaped around different operating realities.
Understand the flow.
We look at how revenue, costs, documents and approvals move through your business or practice.
Set the controls.
We clarify what needs to be reconciled, filed, reviewed and reported so important details do not drift.
Keep it readable.
You get records and reports that explain what is happening without burying the point in accounting noise.
The details that make finance support actually useful.
Industry context helps us spot the risks, rhythms and reporting needs that generic accounting can miss.
Revenue patterns
Sales channels, billing cycles, project milestones or retainer structures affect how records should be read.
Cost behaviour
Stock, labour, suppliers, gateway fees and overheads need different levels of tracking depending on the model.
Compliance triggers
Tax, payroll, company and industry obligations are planned ahead so deadlines feel predictable.
Decision reports
The reporting cadence is shaped around the choices owners, operators and teams need to make.
Need finance support that understands your context?
Book a consultation and we will map the accounting, compliance and reporting support that fits how your work operates.